A traveler who’s been on 47 cruises has 8 money mistakes to avoid

Oct 5, 2024 at 11:19 AM

Navigating the Cruise Landscape: Insider Tips for Savvy Travelers

Judy Schwartz, a seasoned cruiser with 47 voyages under her belt, shares her hard-earned wisdom on how to make the most of your cruise experience. From selecting the right ship to maximizing your onboard savings, her insights offer a roadmap for a seamless and cost-effective journey.

Unlock the Secrets to Cruising Like a Pro

Research Your Ship: Choosing the Right Fit

The cruise ship you choose can make or break your vacation. Judy Schwartz emphasizes the importance of understanding the unique culture and reputation of each cruise line. Carnival, for instance, caters to a fun-loving, party-oriented crowd, while Norwegian is known for its family-friendly atmosphere and diverse dining options. Princess, on the other hand, has a more upscale reputation. By aligning your preferences with the right cruise line, you can ensure a vacation that truly resonates with your personality and needs.When Schwartz was teaching, she enjoyed cruising during school breaks with her family, making friends with other families on board through shared activities like trivia tournaments, pool lounging, and ping pong. The cruise ship becomes your neighborhood, with thousands of fellow travelers to interact with, from the buffet to the specialty restaurants and the casino.

Cabin Selection: Maximizing Your Space and Budget

The type of cabin you choose can significantly impact your overall experience and budget. Schwartz advises considering your intended usage of the room. If you plan to spend a considerable amount of time in the cabin, a more spacious option may be worth the investment. Conversely, if you intend to be out and about exploring the ship and its amenities, a smaller, more affordable cabin may be the better choice, freeing up funds for excursions and onboard activities.Schwartz's personal experience offers a valuable perspective. When sailing to the Bahamas during the winter from the Northeast, she thoroughly enjoyed the privacy and outdoor access of a balcony room, allowing her to soak up the sun. However, she cautions against booking a cabin in a noisy location, such as one directly under the pool or adjacent to the theater.

Navigating Drink Packages: Calculating the Cost-Benefit

Cruise drink packages can be a tricky proposition, and Schwartz advises carefully evaluating their value before committing. These packages often come with strings attached, such as only being available while the ship is at sea, and requiring all adults in the room to purchase the package. Additionally, tips are typically not included, adding an extra expense.Schwartz suggests that the best candidates for a drink package are solo travelers or couples who anticipate consuming a significant amount of expensive beverages, such as cocktails, while sailing. For those who primarily enjoy beer or plan to explore ports of call, the package may not provide the desired return on investment.

Safeguarding Your Health: Understanding Insurance Coverage

Unexpected medical emergencies can quickly derail a cruise vacation, and Schwartz has learned this lesson the hard way. She emphasizes the importance of thoroughly understanding your insurance coverage before setting sail. Many standard insurance plans may not cover the cost of treatment on the ship's medical facilities, requiring you to pay upfront and then seek reimbursement.Schwartz's personal experience with her husband's major infection highlights the potential financial implications. She also cautions that those on Medicare may not be covered while outside the United States, leaving them vulnerable to substantial evacuation costs, which can easily reach $25,000 or more.

Packing Strategically: Saving on Onboard Expenses

Schwartz advises packing items that would be significantly more expensive to purchase on the ship, such as sealed water and wine (if allowed by the cruise line), medicine, seasickness remedies, and personal care products. By being proactive in your packing, you can avoid the inflated prices often found on board.

Understanding the Fine Print: Navigating Cruise Policies

Cruise lines have specific rules and regulations that can have a significant impact on your vacation experience. Schwartz emphasizes the importance of thoroughly reading the contract's fine print to understand policies regarding children, pregnancy, and the ship's code of conduct. Violating these rules can result in consequences ranging from being removed from the ship to being banned from the cruise line altogether.

Timely Arrivals: Avoiding Costly Delays

Schwartz's final piece of advice is to always return to the ship well before its scheduled departure time. She has witnessed firsthand the consequences of being left behind, which can lead to expensive and inconvenient arrangements to rejoin the cruise. By being punctual and allowing ample time, you can ensure a seamless and stress-free experience, allowing you to fully immerse yourself in the ports of call.