This piece examines an investment framework known as the "Near-Perfect Strategy" portfolio, tailored for those pursuing financial independence or a steady income stream in retirement. It aims to deliver a 5% income return and achieve superior growth compared to the S&P 500, all while maintaining lower risk.
Achieve Financial Freedom with the Near-Perfect Portfolio
Unlocking Retirement: The Quest for Sufficient Capital
Determining the exact amount needed for retirement is a highly individualized endeavor. Personal circumstances, lifestyle aspirations, and financial obligations significantly influence this figure, rendering a universal answer impractical.
Introducing the Near-Perfect Strategy Portfolio: A Dual-Bucket Approach
The Near-Perfect Strategy portfolio is meticulously structured into two distinct buy-and-hold components. This design ensures its suitability for a broad spectrum of investors, including those who prefer a passive investment approach.
Exceptional Performance with Reduced Risk: Backtested Results
Historical simulations of the portfolio's performance reveal an impressive annualized growth rate of 13-14% since 2008. This significantly surpasses the returns of the S&P 500, concurrently demonstrating a notable reduction in market downturns.
