Revolutionizing Real Estate Investment: TAB's Innovative Approach

Duncan Kreeger, the visionary CEO and founder of TAB, a UK-based real estate finance and investment platform, has been at the forefront of transforming the industry. With a mission to democratize real estate investment, TAB has successfully written over £450 million in loans within four years and is poised to have a loan book of over £700 million by 2025.

Empowering Investors, One Fractional Ownership at a Time

Bridging the Gap in Real Estate Financing

TAB was founded in early 2018 with the goal of addressing a critical need in the real estate finance market. Recognizing the challenges faced by investors, Kreeger and his team set out to create a lender that truly understood the requirements of bridging loans. By leveraging their expertise and industry insights, TAB has been able to provide tailored solutions that cater to the evolving needs of the real estate landscape.

Embracing the Post-COVID Landscape

The COVID-19 pandemic has undoubtedly transformed the way we work and live. For TAB, this shift has presented both challenges and opportunities. Kreeger and his team have had to navigate the complexities of fostering camaraderie and collaboration in a remote work environment. However, they have risen to the occasion by implementing innovative strategies, such as bringing in a chef to provide breakfast and lunch in their new office space. This move was aimed at enticing employees back to the office, despite the significant costs involved, as the company recognized the importance of maintaining a strong sense of community and connection.

Democratizing Real Estate Investment

At the heart of TAB's mission is the desire to open up real estate investment to a wider audience. Kreeger, who has extensive experience in the debt financing sector, believes that there should be a different approach to buying and selling property. This conviction led to the launch of TAB Property, a groundbreaking fractional ownership product that allows people to invest in real estate for as little as £1,000, without the need for borrowing.

Addressing the Challenges of Traditional Real Estate Investment

Kreeger acknowledges that the current real estate investment landscape can be daunting and inaccessible for many. With debt being expensive and, in some cases, outweighing the cost of rental income, the traditional model often leaves investors with limited control and a first lien held by the bank. TAB's fractional ownership model aims to address these challenges by removing the complexities of dealing with tenants, mortgage lenders, and legal fees. Instead, TAB collects the rental income and ensures the property is well-maintained, distributing the returns directly to its investors.

Leveraging Expertise and Reducing Risk

Kreeger recognizes that many investors lack the time or expertise to navigate the real estate market effectively. TAB's approach is to leverage its deep industry knowledge to identify and vet properties that align with its investors' interests. By conducting thorough due diligence and handling the entire process, TAB aims to reduce the risk and burden for its clients, allowing them to benefit from the potential returns of real estate investment without the hassle.

A Serendipitous Reunion and a Reflection on the Past

Kreeger's journey has been marked by a serendipitous reunion with a former school tutor, who had been following his career with pride. This encounter prompted Kreeger to reflect on his earlier years, where he had a more entrepreneurial spirit and a desire to explore the outside world, rather than focusing solely on academic achievements. These formative experiences have shaped his approach to building businesses and his commitment to challenging the status quo.As TAB continues to disrupt the real estate investment landscape, Kreeger's vision and unwavering determination to democratize access to this asset class are paving the way for a more inclusive and empowered investment ecosystem. With its innovative fractional ownership model and a relentless focus on addressing the pain points of traditional real estate investment, TAB is poised to redefine the industry and unlock new opportunities for investors of all backgrounds.