Parents no longer need to fret about lending their credit cards or carrying cash for their children's purchases. A recent update allows kids to use Google Wallet for contactless payments, offering peace of mind through parental supervision. This feature is now available in select countries including the United States, United Kingdom, Australia, Spain, and Poland. Children can make in-store transactions using NFC-enabled Android devices, but online or in-app purchases remain restricted. Parents receive email notifications for every successful transaction and can track spending via the Family Link app.

The new functionality enables young users to engage in tap-to-pay transactions at stores that accept Google Pay or contactless payments. To participate, children require a supervised Google Account and an NFC-enabled Android device equipped with the Google Wallet app and screen lock. Notably, this service does not support online or in-app purchases, nor can it be used for Google services like Play or YouTube. While direct spending controls are absent, parents gain visibility into all transactions through email alerts and the Family Link app's transaction history.

Beyond payments, Google Wallet also serves as a digital repository for various passes, such as loyalty cards, gift cards, boarding passes, and event tickets. These items can be added without parental approval, and parents won't receive notifications when they're used. This feature provides convenience while maintaining boundaries set by guardians.

Setting up a child with tap-to-pay involves adding a payment card to their Google Wallet. Guardians should open the Wallet app on their child's phone, select Add to Wallet, choose New credit or debit card, and follow the prompts. After signing into their Google account, parents can either photograph the card or input its details manually. Acceptance of terms from both Google and the card issuer is necessary, and verification might involve a code sent via email or text or through the bank's app.

Parents retain control over their child's Google Wallet by managing cards either directly on the device or through Family Link. Removal of cards is straightforward within Family Link settings under Controls > Wallet > Payment methods and transactions. Blocking access to passes entirely is also an option if desired. It's crucial that children are either the cardholder or an authorized user for any cards linked to Google Wallet.

This innovation brings convenience to families, allowing children to make purchases independently while ensuring parents stay informed about spending habits. The integration of Google Wallet into Family Link enhances financial literacy among younger users while preserving parental oversight.