Figure Technology Solutions (FIGR) is at the forefront of financial innovation, leveraging advanced technology to redefine the lending landscape. By combining a proprietary loan origination system with blockchain integration, FIGR aims to make borrowing more efficient, affordable, and secure. This article explores the company's groundbreaking approach, its strategic growth, and its vision for transforming traditional financial infrastructures.
Unlocking the Future of Lending: Speed, Security, and Savings
Transforming Loan Origination Through Digital Innovation
Figure Technology Solutions has developed a unique loan origination system that digitalizes crucial stages of the underwriting process. This system facilitates seamless loan offerings to consumers through a network of approximately 246 partners. The integration of cutting-edge technology dramatically accelerates loan approvals and significantly reduces operational costs.
The Symbiotic Power of Blockchain Integration
The strategic incorporation of blockchain technology as a shared record-keeping system, deeply integrated with its loan origination platform, offers mutual benefits. This innovative synergy enhances transparency, security, and efficiency across the lending ecosystem, creating a robust and reliable framework for all participants.
Rapid Expansion and Strong Financial Performance
Figure Technology Solutions demonstrates remarkable growth, having onboarded 78 new originating partners in the third quarter of 2025 alone. This expansion fuels impressive financial results, with Adjusted EBITDA margins reaching 43% over the past year. The company's ability to attract and retain partners highlights the value and effectiveness of its platform.
Accelerated Growth in Partner-Branded Loan Volumes
The volume of partner-branded loans originated through Figure Technology Solutions' platform has experienced a compound annual growth rate of 74% since the close of 2020. This substantial increase underscores the increasing adoption and success of its model in the market, further solidifying its position as an industry leader.
Pioneering the Next Generation of Financial Infrastructure with OPEN
Figure Technology Solutions recently unveiled its ambitious OPEN network. This initiative is designed to revolutionize the financial sector by replacing the entire Depository Trust Company Clearing structure with blockchain technology. This bold move aims to create a more efficient, transparent, and secure global financial infrastructure.
