DriveWealth and Moment Revolutionize Retail Bond Investment Accessibility

Jan 24, 2025 at 10:50 AM

A groundbreaking partnership between DriveWealth, a prominent financial technology platform, and Moment Technology Inc. is set to transform the landscape of retail bond investment. By eliminating the substantial $200,000 minimum investment threshold for many international bonds, this collaboration significantly broadens retail investors' access to fixed-income markets. The integration of Moment's capabilities into DriveWealth’s API suite streamlines the onboarding process for partners, enabling rapid deployment of bond investment services. This innovative approach marks a pivotal moment in making bond investments more accessible, with DriveWealth being the first platform to offer a fully integrated API solution spanning equities, fixed-income, and international mutual funds.

Traditionally, retail investors have faced significant hurdles when engaging with fixed-income markets, primarily due to high minimum investment requirements and fragmented liquidity. Many US bonds come with a $1,000 par value but often require a minimum investment of $10,000 or even $100,000. For international bonds sold under Regulation S, this minimum can soar to $200,000 or more. DriveWealth, through its partnership with Moment, aims to address these challenges by consolidating bond liquidity sources and simplifying the investment process. This move not only lowers barriers to entry but also enhances transparency and cost-effectiveness for retail investors.

The new offering is officially live with BTG Pactual US Capital LLC, an affiliate of Banco BTG Pactual, Latin America's largest investment bank. This development underscores DriveWealth’s commitment to providing seamless solutions that simplify and democratize investing. Michael Blaugrund, CEO of DriveWealth, emphasized the company's dedication to innovation and accessibility. “Our partnership with Moment represents a major milestone in our mission to make investing easier and more inclusive,” he stated. “By integrating various asset classes into one streamlined API, we are empowering both partners and retail investors alike.”

Dylan Parker, CEO of Moment, expressed his enthusiasm about the collaboration. “Moment’s platform facilitates efficient access to bond liquidity, supporting DriveWealth’s efforts to dismantle traditional barriers in the fixed-income market. We are proud to work together to create a more transparent and user-friendly environment for investors.” Founded in 2012, DriveWealth has consistently focused on removing investment barriers, as exemplified by its introduction of fractional equities in 2015. This latest partnership continues that legacy, promising a more inclusive future for retail investors in the bond market.

This partnership signifies a major leap forward in enhancing retail investor participation in fixed-income markets. By leveraging advanced technology and strategic alliances, DriveWealth and Moment are paving the way for a more equitable and accessible investment landscape. Investors can now look forward to a more streamlined, cost-effective, and transparent experience in navigating the previously challenging terrain of bond investments.